Call reports 2018
LIBERTY STATE BANK — 2018
What LIBERTY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 87,343,000 | 87,867,000 | 89,343,000 | 89,206,000 |
| Total loans | 38,600,000 | 41,066,000 | 42,380,000 | 40,875,000 |
| Allowance for loan losses | 581,000 | 590,000 | 600,000 | 600,000 |
| Securities available for sale | 38,975,000 | 41,585,000 | 41,130,000 | 42,111,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,598,000 | 74,283,000 | 73,852,000 | 77,204,000 |
| Interest-bearing deposits | 61,177,000 | 59,757,000 | 58,466,000 | 59,962,000 |
| Noninterest-bearing deposits | 15,421,000 | 14,526,000 | 15,386,000 | 17,242,000 |
| Equity capital | 10,321,000 | 10,114,000 | 10,011,000 | 10,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 800,000 | 1,629,000 | 2,486,000 | 3,389,000 |
| Interest expense | 58,000 | 123,000 | 220,000 | 331,000 |
| Net interest income | 742,000 | 1,506,000 | 2,266,000 | 3,058,000 |
| Noninterest income | 62,000 | 101,000 | 141,000 | 204,000 |
| Noninterest expense | 354,000 | 717,000 | 1,099,000 | 1,438,000 |
| Provision for loan losses | 6,000 | 15,000 | 25,000 | 30,000 |
| Pretax income | 444,000 | 876,000 | 1,284,000 | 1,795,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 444,000 | 876,000 | 1,284,000 | 1,795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,310,000 | 10,242,000 | 10,400,000 | 10,660,000 |
| Total capital | 10,891,000 | 10,832,000 | 11,000,000 | 11,260,000 |
| Risk-weighted assets | 46,451,000 | 47,864,000 | 49,066,000 | 48,679,000 |