Call reports 2017
LIBERTY STATE BANK — 2017
What LIBERTY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 81,218,000 | 83,936,000 | 86,426,000 | 82,802,000 |
| Total loans | 41,238,000 | 43,557,000 | 43,785,000 | 40,897,000 |
| Allowance for loan losses | 525,000 | 532,000 | 555,000 | 575,000 |
| Securities available for sale | 35,587,000 | 36,096,000 | 35,193,000 | 35,755,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,320,000 | 70,017,000 | 69,019,000 | 72,203,000 |
| Interest-bearing deposits | 58,045,000 | 57,319,000 | 55,424,000 | 56,927,000 |
| Noninterest-bearing deposits | 13,275,000 | 12,698,000 | 13,595,000 | 15,276,000 |
| Equity capital | 9,428,000 | 9,913,000 | 10,330,000 | 10,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 753,000 | 1,554,000 | 2,384,000 | 3,159,000 |
| Interest expense | 40,000 | 85,000 | 149,000 | 214,000 |
| Net interest income | 713,000 | 1,469,000 | 2,235,000 | 2,945,000 |
| Noninterest income | 24,000 | 62,000 | 109,000 | 179,000 |
| Noninterest expense | 317,000 | 672,000 | 984,000 | 1,326,000 |
| Provision for loan losses | 6,000 | 13,000 | 37,000 | 58,000 |
| Pretax income | 414,000 | 846,000 | 1,323,000 | 1,740,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 414,000 | 846,000 | 1,323,000 | 1,740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,189,000 | 9,321,000 | 9,797,000 | 9,866,000 |
| Total capital | 9,714,000 | 9,853,000 | 10,352,000 | 10,441,000 |
| Risk-weighted assets | 48,229,000 | 49,874,000 | 50,409,000 | 47,068,000 |