Call reports 2008
LIBERTY STATE BANK — 2008
What LIBERTY STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 37,893,000 | 37,614,000 | 37,867,000 | 35,685,000 |
| Total loans | 20,149,000 | 22,008,000 | 23,101,000 | 21,965,000 |
| Allowance for loan losses | 319,000 | 322,000 | 321,000 | 322,000 |
| Securities available for sale | 13,901,000 | 13,056,000 | 12,343,000 | 11,808,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,982,000 | 28,527,000 | 29,449,000 | 29,899,000 |
| Interest-bearing deposits | 23,789,000 | 23,877,000 | 23,996,000 | 24,446,000 |
| Noninterest-bearing deposits | 5,193,000 | 4,650,000 | 5,453,000 | 5,453,000 |
| Equity capital | 6,081,000 | 6,156,000 | 6,090,000 | 3,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 563,000 | 1,108,000 | 1,665,000 | 2,195,000 |
| Interest expense | 194,000 | 369,000 | 533,000 | 681,000 |
| Net interest income | 369,000 | 739,000 | 1,132,000 | 1,514,000 |
| Noninterest income | 27,000 | 43,000 | 58,000 | 87,000 |
| Noninterest expense | 170,000 | 374,000 | 578,000 | 803,000 |
| Provision for loan losses | 3,000 | 6,000 | 5,000 | 7,000 |
| Pretax income | 223,000 | 402,000 | 447,000 | 623,000 |
| Income tax | 81,000 | 142,000 | 163,000 | 186,000 |
| Net income | 142,000 | 260,000 | 284,000 | 437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,110,000 | 6,158,000 | 6,161,000 | 3,205,000 |
| Total capital | 6,391,000 | 6,466,000 | 6,441,000 | 3,508,000 |
| Risk-weighted assets | 22,831,000 | 24,589,000 | 25,741,000 | 24,234,000 |
Machine access — free, no API key
Every figure shown here about LIBERTY STATE BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.