Call reports 2026
CENTRAL FEDERAL SAVINGS AND LOAN ASSOCIATION — 2026
What CENTRAL FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 193,030,000 | 194,646,000 |
| Total loans | 137,424,000 | 138,334,000 |
| Allowance for loan losses | 1,497,000 | 1,501,000 |
| Securities available for sale | 29,178,000 | 28,065,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 169,845,000 | 171,642,000 |
| Interest-bearing deposits | 154,892,000 | 156,592,000 |
| Noninterest-bearing deposits | 14,953,000 | 15,050,000 |
| Equity capital | 18,987,000 | 19,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,144,000 | 4,303,000 |
| Interest expense | 888,000 | 1,760,000 |
| Net interest income | 1,256,000 | 2,543,000 |
| Noninterest income | 71,000 | 213,000 |
| Noninterest expense | 1,369,000 | 2,693,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | -42,000 | 63,000 |
| Income tax | -16,000 | 6,000 |
| Net income | -26,000 | 57,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 20,062,000 | 20,146,000 |