Call reports 2024
CENTRAL FEDERAL SAVINGS AND LOAN ASSOCIATION — 2024
What CENTRAL FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 198,617,000 | 197,171,000 | 193,000,000 | 194,964,000 |
| Total loans | 132,663,000 | 129,459,000 | 133,357,000 | 129,280,000 |
| Allowance for loan losses | 1,482,000 | 1,484,000 | 1,486,000 | 1,488,000 |
| Securities available for sale | 42,751,000 | 41,043,000 | 39,404,000 | 37,438,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,684,000 | 166,328,000 | 163,086,000 | 166,549,000 |
| Interest-bearing deposits | 151,748,000 | 149,457,000 | 148,131,000 | 150,464,000 |
| Noninterest-bearing deposits | 15,936,000 | 16,871,000 | 14,955,000 | 16,085,000 |
| Equity capital | 18,013,000 | 18,202,000 | 18,736,000 | 18,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,164,000 | 4,352,000 | 6,540,000 | 8,684,000 |
| Interest expense | 951,000 | 1,968,000 | 3,027,000 | 4,064,000 |
| Net interest income | 1,213,000 | 2,384,000 | 3,513,000 | 4,620,000 |
| Noninterest income | 27,000 | 52,000 | 82,000 | 102,000 |
| Noninterest expense | 1,264,000 | 2,492,000 | 3,659,000 | 4,937,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -24,000 | -56,000 | -64,000 | -215,000 |
| Income tax | -23,000 | -49,000 | -68,000 | -118,000 |
| Net income | -1,000 | -7,000 | 4,000 | -97,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,238,000 | 20,233,000 | 20,244,000 | 20,142,000 |