Call reports 2018
CENTRAL FEDERAL SAVINGS AND LOAN ASSOCIATION — 2018
What CENTRAL FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 180,858,000 | 177,500,000 | 177,144,000 | 177,364,000 |
| Total loans | 110,695,000 | 111,144,000 | 110,533,000 | 111,565,000 |
| Allowance for loan losses | 1,317,000 | 1,315,000 | 1,076,000 | 1,080,000 |
| Securities available for sale | 26,976,000 | 24,584,000 | 23,293,000 | 22,560,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,176,000 | 148,324,000 | 148,778,000 | 149,173,000 |
| Interest-bearing deposits | 146,821,000 | 144,092,000 | 144,508,000 | 144,547,000 |
| Noninterest-bearing deposits | 3,355,000 | 4,232,000 | 4,270,000 | 4,626,000 |
| Equity capital | 17,216,000 | 17,308,000 | 17,543,000 | 18,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,504,000 | 3,005,000 | 4,533,000 | 6,074,000 |
| Interest expense | 281,000 | 577,000 | 906,000 | 1,275,000 |
| Net interest income | 1,223,000 | 2,428,000 | 3,627,000 | 4,799,000 |
| Noninterest income | 47,000 | 121,000 | 141,000 | 236,000 |
| Noninterest expense | 1,129,000 | 2,252,000 | 3,399,000 | 4,602,000 |
| Provision for loan losses | 0 | 0 | -200,000 | -200,000 |
| Pretax income | 141,000 | 295,000 | 563,000 | 627,000 |
| Income tax | 0 | 0 | 0 | -851,000 |
| Net income | 141,000 | 295,000 | 563,000 | 1,478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,725,000 | 17,879,000 | 18,146,000 | 19,061,000 |
| Total capital | 18,884,000 | 18,981,000 | 19,223,000 | 20,093,000 |
| Risk-weighted assets | 92,552,000 | 87,991,000 | 88,775,000 | 82,581,000 |