Call reports 2017
CENTRAL FEDERAL SAVINGS AND LOAN ASSOCIATION — 2017
What CENTRAL FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 177,267,000 | 174,993,000 | 171,755,000 | 180,848,000 |
| Total loans | 102,356,000 | 99,659,000 | 96,134,000 | 110,522,000 |
| Allowance for loan losses | 1,384,000 | 1,317,000 | 1,323,000 | 1,333,000 |
| Securities available for sale | 29,112,000 | 30,261,000 | 29,806,000 | 28,490,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,683,000 | 150,991,000 | 148,962,000 | 149,524,000 |
| Interest-bearing deposits | 146,834,000 | 146,760,000 | 145,433,000 | 145,613,000 |
| Noninterest-bearing deposits | 3,849,000 | 4,231,000 | 3,529,000 | 3,911,000 |
| Equity capital | 16,887,000 | 17,178,000 | 17,359,000 | 17,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,457,000 | 2,927,000 | 4,326,000 | 5,752,000 |
| Interest expense | 226,000 | 453,000 | 684,000 | 935,000 |
| Net interest income | 1,231,000 | 2,474,000 | 3,642,000 | 4,817,000 |
| Noninterest income | 16,000 | 77,000 | 162,000 | 262,000 |
| Noninterest expense | 1,173,000 | 2,315,000 | 3,379,000 | 4,457,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 74,000 | 236,000 | 425,000 | 622,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 74,000 | 236,000 | 425,000 | 622,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,036,000 | 17,198,000 | 17,387,000 | 17,583,000 |
| Total capital | 18,219,000 | 18,346,000 | 18,431,000 | 18,788,000 |
| Risk-weighted assets | 94,455,000 | 91,641,000 | 83,247,000 | 96,293,000 |