Call reports 2015
RICHLAND STATE BANK — 2015
What RICHLAND STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 288,385,000 | 302,187,000 | 306,501,000 | 290,426,000 |
| Total loans | 163,310,000 | 183,398,000 | 189,532,000 | 179,679,000 |
| Allowance for loan losses | 1,636,000 | 1,632,000 | 1,628,000 | 1,650,000 |
| Securities available for sale | 66,524,000 | 60,815,000 | 56,239,000 | 47,786,000 |
| Securities held to maturity | 34,800,000 | 33,952,000 | 34,008,000 | 33,945,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,145,000 | 245,617,000 | 248,781,000 | 252,666,000 |
| Interest-bearing deposits | 194,884,000 | 187,651,000 | 183,922,000 | 187,669,000 |
| Noninterest-bearing deposits | 60,261,000 | 57,966,000 | 64,859,000 | 64,997,000 |
| Equity capital | 28,991,000 | 29,165,000 | 29,975,000 | 30,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,786,000 | 5,808,000 | 9,073,000 | 12,214,000 |
| Interest expense | 168,000 | 340,000 | 519,000 | 683,000 |
| Net interest income | 2,618,000 | 5,468,000 | 8,554,000 | 11,531,000 |
| Noninterest income | 458,000 | 976,000 | 1,511,000 | 2,097,000 |
| Noninterest expense | 2,301,000 | 4,694,000 | 7,186,000 | 9,555,000 |
| Provision for loan losses | 45,000 | 90,000 | 90,000 | 90,000 |
| Pretax income | 730,000 | 1,674,000 | 2,836,000 | 4,094,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 730,000 | 1,674,000 | 2,836,000 | 4,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,086,000 | 28,574,000 | 29,266,000 | 30,531,000 |
| Total capital | 29,722,000 | 30,206,000 | 30,894,000 | 32,181,000 |
| Risk-weighted assets | 183,488,000 | 210,928,000 | 211,236,000 | 203,447,000 |
Machine access — free, no API key
Every figure shown here about RICHLAND STATE BANK — 2015 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.