Call reports 2026
ELK STATE BANK — 2026
What ELK STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 141,245,000 | 138,687,000 |
| Total loans | 77,080,000 | 77,800,000 |
| Allowance for loan losses | 1,008,000 | 1,033,000 |
| Securities available for sale | 22,373,000 | 21,872,000 |
| Securities held to maturity | 31,903,000 | 31,721,000 |
| Trading assets | 0 | 0 |
| Total deposits | 113,762,000 | 109,046,000 |
| Interest-bearing deposits | 86,849,000 | 83,880,000 |
| Noninterest-bearing deposits | 26,913,000 | 25,166,000 |
| Equity capital | 9,892,000 | 9,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,744,000 | 3,410,000 |
| Interest expense | 722,000 | 1,406,000 |
| Net interest income | 1,022,000 | 2,004,000 |
| Noninterest income | 59,000 | 130,000 |
| Noninterest expense | 713,000 | 1,479,000 |
| Provision for loan losses | 25,000 | 50,000 |
| Pretax income | 291,000 | 550,000 |
| Income tax | 30,000 | 59,000 |
| Net income | 261,000 | 491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 11,360,000 | 11,390,000 |
| Total capital | 12,366,000 | 12,406,000 |
| Risk-weighted assets | 80,496,000 | 81,322,000 |