Call reports 2022
ELK STATE BANK — 2022
What ELK STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 118,527,000 | 119,077,000 | 123,201,000 | 126,827,000 |
| Total loans | 54,253,000 | 56,598,000 | 61,175,000 | 62,650,000 |
| Allowance for loan losses | 1,007,000 | 1,024,000 | 1,040,000 | 1,052,000 |
| Securities available for sale | 55,481,000 | 23,188,000 | 23,522,000 | 24,772,000 |
| Securities held to maturity | 0 | 34,330,000 | 34,142,000 | 33,979,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,262,000 | 102,196,000 | 99,059,000 | 92,767,000 |
| Interest-bearing deposits | 75,408,000 | 77,729,000 | 76,285,000 | 70,435,000 |
| Noninterest-bearing deposits | 25,854,000 | 24,467,000 | 22,774,000 | 22,332,000 |
| Equity capital | 8,320,000 | 8,018,000 | 7,890,000 | 8,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 936,000 | 1,927,000 | 3,003,000 | 4,134,000 |
| Interest expense | 157,000 | 315,000 | 493,000 | 748,000 |
| Net interest income | 779,000 | 1,612,000 | 2,510,000 | 3,386,000 |
| Noninterest income | 59,000 | 117,000 | 177,000 | 237,000 |
| Noninterest expense | 650,000 | 1,241,000 | 1,903,000 | 2,629,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 31,000 |
| Pretax income | 179,000 | 481,000 | 774,000 | 957,000 |
| Income tax | 12,000 | 32,000 | 64,000 | 71,000 |
| Net income | 167,000 | 449,000 | 710,000 | 886,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,443,000 | 10,525,000 | 10,786,000 | 10,761,000 |
| Total capital | 11,214,000 | 11,333,000 | 11,645,000 | 11,637,000 |
| Risk-weighted assets | 61,444,000 | 64,445,000 | 68,540,000 | 69,880,000 |