Call reports 2017
ELK STATE BANK — 2017
What ELK STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 92,454,000 | 95,268,000 | 95,196,000 | 96,323,000 |
| Total loans | 52,465,000 | 55,607,000 | 55,434,000 | 55,416,000 |
| Allowance for loan losses | 727,000 | 748,000 | 765,000 | 782,000 |
| Securities available for sale | 35,810,000 | 35,935,000 | 35,118,000 | 36,754,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,434,000 | 73,946,000 | 76,418,000 | 72,232,000 |
| Interest-bearing deposits | 57,861,000 | 59,465,000 | 61,300,000 | 55,626,000 |
| Noninterest-bearing deposits | 16,573,000 | 14,481,000 | 15,118,000 | 16,606,000 |
| Equity capital | 9,242,000 | 9,519,000 | 9,686,000 | 9,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 880,000 | 1,780,000 | 2,720,000 | 3,618,000 |
| Interest expense | 142,000 | 305,000 | 480,000 | 639,000 |
| Net interest income | 738,000 | 1,475,000 | 2,240,000 | 2,979,000 |
| Noninterest income | 43,000 | 84,000 | 127,000 | 168,000 |
| Noninterest expense | 545,000 | 1,079,000 | 1,602,000 | 2,235,000 |
| Provision for loan losses | 15,000 | 30,000 | 44,000 | 58,000 |
| Pretax income | 221,000 | 450,000 | 721,000 | 868,000 |
| Income tax | 51,000 | 152,000 | 220,000 | 240,000 |
| Net income | 170,000 | 298,000 | 501,000 | 628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,461,000 | 9,391,000 | 9,596,000 | 9,552,000 |
| Total capital | 10,122,000 | 10,075,000 | 10,289,000 | 10,247,000 |
| Risk-weighted assets | 52,841,000 | 54,626,000 | 55,354,000 | 55,482,000 |