Call reports 2012
ELK STATE BANK — 2012
What ELK STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 48,516,000 | 44,896,000 | 49,021,000 | 49,459,000 |
| Total loans | 25,612,000 | 25,024,000 | 24,572,000 | 25,588,000 |
| Allowance for loan losses | 327,000 | 327,000 | 330,000 | 361,000 |
| Securities available for sale | 18,005,000 | 17,713,000 | 21,378,000 | 20,633,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,691,000 | 33,356,000 | 36,228,000 | 38,556,000 |
| Interest-bearing deposits | 27,329,000 | 25,844,000 | 28,634,000 | 29,936,000 |
| Noninterest-bearing deposits | 8,362,000 | 7,512,000 | 7,594,000 | 8,620,000 |
| Equity capital | 4,019,000 | 4,092,000 | 4,068,000 | 4,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 550,000 | 1,069,000 | 1,589,000 | 2,081,000 |
| Interest expense | 147,000 | 282,000 | 402,000 | 516,000 |
| Net interest income | 403,000 | 787,000 | 1,187,000 | 1,565,000 |
| Noninterest income | 21,000 | 44,000 | 71,000 | 95,000 |
| Noninterest expense | 362,000 | 682,000 | 1,056,000 | 1,442,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 50,000 |
| Pretax income | 62,000 | 184,000 | 275,000 | 314,000 |
| Income tax | 11,000 | 44,000 | 67,000 | 72,000 |
| Net income | 51,000 | 140,000 | 208,000 | 242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,714,000 | 3,804,000 | 3,793,000 | 3,828,000 |
| Total capital | 4,020,000 | 4,090,000 | 4,070,000 | 4,120,000 |
| Risk-weighted assets | 24,463,000 | 23,077,000 | 22,089,000 | 23,274,000 |