Call reports 2026
GAINEY BUSINESS BANK — 2026
What GAINEY BUSINESS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 102,807,000 | 106,610,000 |
| Total loans | 92,539,000 | 96,246,000 |
| Allowance for loan losses | 1,033,000 | 1,118,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 93,919,000 | 89,727,000 |
| Interest-bearing deposits | 90,343,000 | 86,463,000 |
| Noninterest-bearing deposits | 3,576,000 | 3,264,000 |
| Equity capital | 7,910,000 | 13,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,863,000 | 3,710,000 |
| Interest expense | 722,000 | 1,383,000 |
| Net interest income | 1,141,000 | 2,327,000 |
| Noninterest income | 17,000 | 282,000 |
| Noninterest expense | 1,238,000 | 2,480,000 |
| Provision for loan losses | 80,000 | 165,000 |
| Pretax income | -160,000 | -36,000 |
| Income tax | 0 | 0 |
| Net income | -160,000 | -36,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 7,910,000 | 13,448,000 |
| Total capital | 8,976,000 | 14,594,000 |
| Risk-weighted assets | 88,723,000 | 91,691,000 |