Call reports 2022
GAINEY BUSINESS BANK — 2022
What GAINEY BUSINESS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|
| Total assets | 16,826,000 | 29,786,000 | 28,014,000 |
| Total loans | 0 | 2,717,000 | 4,517,000 |
| Allowance for loan losses | 0 | 40,000 | 70,000 |
| Securities available for sale | 0 | 5,850,000 | 5,858,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 3,151,000 | 14,275,000 | 11,964,000 |
| Interest-bearing deposits | 3,151,000 | 14,275,000 | 11,964,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 |
| Equity capital | 13,675,000 | 15,185,000 | 14,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|
| Interest income | 10,000 | 158,000 | 421,000 |
| Interest expense | 0 | 14,000 | 48,000 |
| Net interest income | 10,000 | 144,000 | 373,000 |
| Noninterest income | 0 | 1,000 | 1,000 |
| Noninterest expense | 190,000 | 887,000 | 1,797,000 |
| Provision for loan losses | 0 | 40,000 | 70,000 |
| Pretax income | -180,000 | -782,000 | -1,493,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -180,000 | -782,000 | -1,493,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|
| Tier 1 capital | 13,675,000 | 15,272,000 | 14,561,000 |