Call reports 2012
BANK OF TUCSON — 2012
What BANK OF TUCSON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 308,764,000 | 302,305,000 | 314,993,000 | 320,759,000 |
| Total loans | 144,257,000 | 142,257,000 | 140,703,000 | 143,732,000 |
| Allowance for loan losses | 1,419,000 | 1,202,000 | 1,241,000 | 1,315,000 |
| Securities available for sale | 68,697,000 | 96,822,000 | 110,048,000 | 110,079,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,017,000 | 250,508,000 | 261,337,000 | 266,573,000 |
| Interest-bearing deposits | 171,167,000 | 172,277,000 | 168,202,000 | 167,882,000 |
| Noninterest-bearing deposits | 87,850,000 | 78,231,000 | 93,135,000 | 98,691,000 |
| Equity capital | 46,978,000 | 48,259,000 | 50,126,000 | 50,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,529,000 | 7,362,000 | 10,699,000 | 14,285,000 |
| Interest expense | 170,000 | 319,000 | 450,000 | 566,000 |
| Net interest income | 3,359,000 | 7,043,000 | 10,249,000 | 13,719,000 |
| Noninterest income | 231,000 | 400,000 | 564,000 | 727,000 |
| Noninterest expense | 2,554,000 | 5,343,000 | 7,277,000 | 9,752,000 |
| Provision for loan losses | 647,000 | 324,000 | 344,000 | 451,000 |
| Pretax income | 389,000 | 1,876,000 | 3,720,000 | 5,047,000 |
| Income tax | 150,000 | 724,000 | 1,436,000 | 1,948,000 |
| Net income | 239,000 | 1,152,000 | 2,284,000 | 3,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,235,000 | 24,564,000 | 26,514,000 | 27,284,000 |
| Total capital | 24,654,000 | 25,766,000 | 27,755,000 | 28,599,000 |
| Risk-weighted assets | 175,829,000 | 178,398,000 | 181,306,000 | 183,005,000 |