Call reports 2016
BARRE SAVINGS BANK — 2016
What BARRE SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 |
|---|---|
| Total assets | 153,333,000 |
| Total loans | 116,363,000 |
| Allowance for loan losses | 1,423,000 |
| Securities available for sale | 18,220,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 125,469,000 |
| Interest-bearing deposits | 111,973,000 |
| Noninterest-bearing deposits | 13,496,000 |
| Equity capital | 12,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 |
|---|---|
| Interest income | 1,380,000 |
| Interest expense | 200,000 |
| Net interest income | 1,180,000 |
| Noninterest income | 122,000 |
| Noninterest expense | 5,212,000 |
| Provision for loan losses | 0 |
| Pretax income | -3,899,000 |
| Income tax | -823,000 |
| Net income | -3,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 |
|---|---|
| Tier 1 capital | 11,076,000 |
| Total capital | 12,581,000 |
| Risk-weighted assets | 105,227,000 |