Call reports 2024
GUTHRIE COUNTY STATE BANK — 2024
What GUTHRIE COUNTY STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 266,958,000 | 264,049,000 | 284,031,000 | 272,239,000 |
| Total loans | 130,060,000 | 136,075,000 | 143,373,000 | 146,274,000 |
| Allowance for loan losses | 1,625,000 | 1,658,000 | 1,748,000 | 1,774,000 |
| Securities available for sale | 114,523,000 | 112,221,000 | 111,523,000 | 106,058,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,059,000 | 209,064,000 | 210,623,000 | 198,473,000 |
| Interest-bearing deposits | 176,755,000 | 175,436,000 | 172,817,000 | 160,837,000 |
| Noninterest-bearing deposits | 32,304,000 | 33,628,000 | 37,806,000 | 37,636,000 |
| Equity capital | 22,305,000 | 22,400,000 | 24,578,000 | 23,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,156,000 | 6,417,000 | 9,907,000 | 13,494,000 |
| Interest expense | 1,822,000 | 3,688,000 | 5,659,000 | 7,575,000 |
| Net interest income | 1,334,000 | 2,729,000 | 4,248,000 | 5,919,000 |
| Noninterest income | 216,000 | 378,000 | 566,000 | 798,000 |
| Noninterest expense | 1,280,000 | 2,623,000 | 3,872,000 | 5,159,000 |
| Provision for loan losses | 40,000 | 70,000 | 157,000 | 181,000 |
| Pretax income | 219,000 | 403,000 | 667,000 | 1,336,000 |
| Income tax | 8,000 | 15,000 | 23,000 | 31,000 |
| Net income | 211,000 | 388,000 | 644,000 | 1,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,989,000 | 31,876,000 | 32,106,000 | 32,437,000 |
| Total capital | 33,614,000 | 33,534,000 | 33,885,000 | 34,247,000 |
| Risk-weighted assets | 176,603,000 | 173,376,000 | 183,562,000 | 186,514,000 |