Call reports 2023
GUTHRIE COUNTY STATE BANK — 2023
What GUTHRIE COUNTY STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 252,502,000 | 257,175,000 | 249,854,000 | 266,529,000 |
| Total loans | 119,202,000 | 122,688,000 | 124,862,000 | 129,083,000 |
| Allowance for loan losses | 1,480,000 | 1,483,000 | 1,543,000 | 1,577,000 |
| Securities available for sale | 114,177,000 | 112,426,000 | 106,676,000 | 116,205,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,489,000 | 200,136,000 | 192,206,000 | 205,801,000 |
| Interest-bearing deposits | 167,122,000 | 162,964,000 | 160,747,000 | 166,055,000 |
| Noninterest-bearing deposits | 34,367,000 | 37,172,000 | 31,459,000 | 39,746,000 |
| Equity capital | 20,483,000 | 20,150,000 | 16,230,000 | 22,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,672,000 | 5,476,000 | 8,517,000 | 11,863,000 |
| Interest expense | 1,292,000 | 2,882,000 | 4,599,000 | 6,363,000 |
| Net interest income | 1,380,000 | 2,594,000 | 3,918,000 | 5,500,000 |
| Noninterest income | 203,000 | 459,000 | 646,000 | 854,000 |
| Noninterest expense | 1,276,000 | 2,546,000 | 3,835,000 | 5,017,000 |
| Provision for loan losses | 0 | 0 | 55,000 | 85,000 |
| Pretax income | 347,000 | 524,000 | 691,000 | 1,293,000 |
| Income tax | 19,000 | 36,000 | 54,000 | 72,000 |
| Net income | 328,000 | 488,000 | 637,000 | 1,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,248,000 | 31,353,000 | 31,392,000 | 31,824,000 |
| Total capital | 32,727,000 | 32,836,000 | 32,934,000 | 33,401,000 |
| Risk-weighted assets | 162,964,000 | 164,437,000 | 175,575,000 | 171,947,000 |