Call reports 2022
GUTHRIE COUNTY STATE BANK — 2022
What GUTHRIE COUNTY STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 256,504,000 | 267,549,000 | 264,407,000 | 253,188,000 |
| Total loans | 98,850,000 | 107,312,000 | 116,897,000 | 118,975,000 |
| Allowance for loan losses | 1,412,000 | 1,473,000 | 1,513,000 | 1,475,000 |
| Securities available for sale | 124,993,000 | 140,086,000 | 124,157,000 | 113,728,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,522,000 | 225,097,000 | 213,218,000 | 205,951,000 |
| Interest-bearing deposits | 160,965,000 | 187,232,000 | 178,007,000 | 164,498,000 |
| Noninterest-bearing deposits | 42,557,000 | 37,865,000 | 35,211,000 | 41,453,000 |
| Equity capital | 26,091,000 | 19,861,000 | 14,851,000 | 18,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,956,000 | 4,133,000 | 6,578,000 | 9,431,000 |
| Interest expense | 111,000 | 381,000 | 909,000 | 1,890,000 |
| Net interest income | 1,845,000 | 3,752,000 | 5,669,000 | 7,541,000 |
| Noninterest income | 287,000 | 509,000 | 707,000 | 962,000 |
| Noninterest expense | 1,051,000 | 2,171,000 | 3,418,000 | 4,728,000 |
| Provision for loan losses | 45,000 | 106,000 | 136,000 | -377,000 |
| Pretax income | 1,074,000 | 1,669,000 | 2,190,000 | 1,728,000 |
| Income tax | 33,000 | 71,000 | 108,000 | 69,000 |
| Net income | 1,041,000 | 1,598,000 | 2,082,000 | 1,659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,081,000 | 31,487,000 | 31,822,000 | 30,851,000 |
| Total capital | 32,493,000 | 32,960,000 | 33,335,000 | 32,326,000 |
| Risk-weighted assets | 158,304,000 | 159,160,000 | 187,228,000 | 167,418,000 |