Call reports 2021
GUTHRIE COUNTY STATE BANK — 2021
What GUTHRIE COUNTY STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 169,430,000 | 166,618,000 | 176,776,000 | 183,781,000 |
| Total loans | 85,153,000 | 91,428,000 | 94,382,000 | 97,665,000 |
| Allowance for loan losses | 1,343,000 | 1,319,000 | 1,329,000 | 1,364,000 |
| Securities available for sale | 60,784,000 | 63,575,000 | 63,497,000 | 74,183,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,337,000 | 131,996,000 | 140,391,000 | 138,185,000 |
| Interest-bearing deposits | 104,277,000 | 97,237,000 | 103,827,000 | 95,307,000 |
| Noninterest-bearing deposits | 35,060,000 | 34,759,000 | 36,564,000 | 42,878,000 |
| Equity capital | 17,828,000 | 19,106,000 | 19,348,000 | 19,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,490,000 | 2,941,000 | 4,540,000 | 6,356,000 |
| Interest expense | 99,000 | 194,000 | 281,000 | 363,000 |
| Net interest income | 1,391,000 | 2,747,000 | 4,259,000 | 5,993,000 |
| Noninterest income | 316,000 | 502,000 | 681,000 | 888,000 |
| Noninterest expense | 1,029,000 | 2,010,000 | 3,191,000 | 4,399,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 741,000 | 1,260,000 | 1,925,000 | 2,656,000 |
| Income tax | 20,000 | 40,000 | 60,000 | 124,000 |
| Net income | 721,000 | 1,220,000 | 1,865,000 | 2,532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,218,000 | 16,717,000 | 17,362,000 | 17,710,000 |
| Total capital | 17,537,000 | 18,036,000 | 18,691,000 | 19,074,000 |
| Risk-weighted assets | 105,501,000 | 106,178,000 | 110,072,000 | 120,528,000 |