Call reports 2020
GUTHRIE COUNTY STATE BANK — 2020
What GUTHRIE COUNTY STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 130,240,000 | 156,859,000 | 161,988,000 | 162,088,000 |
| Total loans | 80,549,000 | 88,864,000 | 88,993,000 | 84,380,000 |
| Allowance for loan losses | 1,223,000 | 1,391,000 | 1,431,000 | 1,357,000 |
| Securities available for sale | 33,058,000 | 50,781,000 | 54,002,000 | 62,595,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,668,000 | 126,024,000 | 129,421,000 | 131,965,000 |
| Interest-bearing deposits | 85,762,000 | 97,903,000 | 102,172,000 | 98,598,000 |
| Noninterest-bearing deposits | 22,906,000 | 28,121,000 | 27,249,000 | 33,367,000 |
| Equity capital | 15,255,000 | 16,641,000 | 17,347,000 | 18,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,281,000 | 2,937,000 | 4,368,000 | 5,693,000 |
| Interest expense | 199,000 | 329,000 | 463,000 | 577,000 |
| Net interest income | 1,082,000 | 2,608,000 | 3,905,000 | 5,116,000 |
| Noninterest income | 201,000 | 352,000 | 541,000 | 766,000 |
| Noninterest expense | 990,000 | 1,997,000 | 3,007,000 | 4,069,000 |
| Provision for loan losses | 0 | 169,000 | 169,000 | 169,000 |
| Pretax income | 327,000 | 946,000 | 1,422,000 | 1,791,000 |
| Income tax | 16,000 | 31,000 | 47,000 | 95,000 |
| Net income | 311,000 | 915,000 | 1,375,000 | 1,696,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,354,000 | 14,874,000 | 15,253,000 | 15,497,000 |
| Total capital | 15,511,000 | 16,107,000 | 16,494,000 | 16,854,000 |
| Risk-weighted assets | 92,527,000 | 98,553,000 | 99,103,000 | 113,669,000 |