Call reports 2019
GUTHRIE COUNTY STATE BANK — 2019
What GUTHRIE COUNTY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 126,039,000 | 116,501,000 | 123,609,000 | 118,055,000 |
| Total loans | 81,565,000 | 82,145,000 | 81,483,000 | 80,866,000 |
| Allowance for loan losses | 1,160,000 | 1,185,000 | 1,205,000 | 1,203,000 |
| Securities available for sale | 27,107,000 | 23,201,000 | 22,876,000 | 21,804,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,140,000 | 95,061,000 | 104,534,000 | 97,879,000 |
| Interest-bearing deposits | 82,574,000 | 73,542,000 | 80,677,000 | 73,374,000 |
| Noninterest-bearing deposits | 23,566,000 | 21,519,000 | 23,857,000 | 24,505,000 |
| Equity capital | 13,536,000 | 13,795,000 | 14,054,000 | 14,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,259,000 | 2,516,000 | 3,826,000 | 5,106,000 |
| Interest expense | 206,000 | 396,000 | 606,000 | 796,000 |
| Net interest income | 1,053,000 | 2,120,000 | 3,220,000 | 4,310,000 |
| Noninterest income | 216,000 | 385,000 | 511,000 | 709,000 |
| Noninterest expense | 1,019,000 | 2,173,000 | 3,178,000 | 4,082,000 |
| Provision for loan losses | 26,000 | 43,000 | 43,000 | 79,000 |
| Pretax income | 229,000 | 326,000 | 555,000 | 903,000 |
| Income tax | 14,000 | 28,000 | 41,000 | 48,000 |
| Net income | 215,000 | 298,000 | 514,000 | 855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,238,000 | 13,424,000 | 13,569,000 | 14,141,000 |
| Total capital | 14,398,000 | 14,543,000 | 14,678,000 | 15,255,000 |
| Risk-weighted assets | 94,896,000 | 89,506,000 | 88,695,000 | 89,106,000 |