Call reports 2018
GUTHRIE COUNTY STATE BANK — 2018
What GUTHRIE COUNTY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 122,282,000 | 117,873,000 | 117,092,000 | 127,886,000 |
| Total loans | 82,628,000 | 82,275,000 | 81,236,000 | 81,471,000 |
| Allowance for loan losses | 1,219,000 | 1,066,000 | 1,065,000 | 1,125,000 |
| Securities available for sale | 23,756,000 | 23,700,000 | 24,435,000 | 26,893,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,184,000 | 90,324,000 | 92,796,000 | 110,071,000 |
| Interest-bearing deposits | 73,251,000 | 67,923,000 | 71,254,000 | 84,871,000 |
| Noninterest-bearing deposits | 22,933,000 | 22,401,000 | 21,542,000 | 25,200,000 |
| Equity capital | 12,261,000 | 12,483,000 | 12,446,000 | 13,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,165,000 | 2,385,000 | 3,587,000 | 4,837,000 |
| Interest expense | 128,000 | 256,000 | 429,000 | 522,000 |
| Net interest income | 1,037,000 | 2,129,000 | 3,158,000 | 4,315,000 |
| Noninterest income | 282,000 | 670,000 | 1,008,000 | 1,309,000 |
| Noninterest expense | 1,067,000 | 2,225,000 | 3,345,000 | 4,492,000 |
| Provision for loan losses | 144,000 | 145,000 | 157,000 | 178,000 |
| Pretax income | 108,000 | 429,000 | 662,000 | 952,000 |
| Income tax | 12,000 | 23,000 | 35,000 | 32,000 |
| Net income | 96,000 | 406,000 | 627,000 | 920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,332,000 | 12,551,000 | 12,711,000 | 13,089,000 |
| Total capital | 13,490,000 | 13,617,000 | 13,776,000 | 14,214,000 |
| Risk-weighted assets | 92,614,000 | 86,761,000 | 85,860,000 | 91,352,000 |