Call reports 2017
GUTHRIE COUNTY STATE BANK — 2017
What GUTHRIE COUNTY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 124,696,000 | 121,007,000 | 123,002,000 | 121,732,000 |
| Total loans | 82,252,000 | 83,470,000 | 83,471,000 | 83,261,000 |
| Allowance for loan losses | 1,731,000 | 1,726,000 | 1,073,000 | 1,083,000 |
| Securities available for sale | 26,301,000 | 25,337,000 | 25,064,000 | 24,294,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,135,000 | 93,100,000 | 91,698,000 | 96,775,000 |
| Interest-bearing deposits | 75,646,000 | 72,805,000 | 69,592,000 | 71,263,000 |
| Noninterest-bearing deposits | 21,489,000 | 20,295,000 | 22,106,000 | 25,512,000 |
| Equity capital | 11,962,000 | 12,437,000 | 12,558,000 | 12,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,141,000 | 2,375,000 | 3,578,000 | 4,781,000 |
| Interest expense | 133,000 | 287,000 | 429,000 | 572,000 |
| Net interest income | 1,008,000 | 2,088,000 | 3,149,000 | 4,209,000 |
| Noninterest income | 202,000 | 532,000 | 877,000 | 979,000 |
| Noninterest expense | 1,033,000 | 2,161,000 | 3,293,000 | 4,342,000 |
| Provision for loan losses | 8,000 | 9,000 | 9,000 | 33,000 |
| Pretax income | 166,000 | 409,000 | 686,000 | 780,000 |
| Income tax | 16,000 | 32,000 | 48,000 | 49,000 |
| Net income | 150,000 | 377,000 | 638,000 | 731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,854,000 | 11,970,000 | 12,118,000 | 12,334,000 |
| Total capital | 13,005,000 | 13,117,000 | 13,191,000 | 13,417,000 |
| Risk-weighted assets | 91,543,000 | 91,186,000 | 90,734,000 | 92,334,000 |