Call reports 2013
GUTHRIE COUNTY STATE BANK — 2013
What GUTHRIE COUNTY STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 119,537,000 | 111,945,000 | 114,270,000 | 112,214,000 |
| Total loans | 68,370,000 | 67,974,000 | 68,292,000 | 71,577,000 |
| Allowance for loan losses | 908,000 | 928,000 | 957,000 | 921,000 |
| Securities available for sale | 28,814,000 | 27,848,000 | 27,584,000 | 26,468,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,613,000 | 91,771,000 | 92,703,000 | 91,814,000 |
| Interest-bearing deposits | 81,411,000 | 76,353,000 | 77,428,000 | 73,445,000 |
| Noninterest-bearing deposits | 17,202,000 | 15,418,000 | 15,275,000 | 18,369,000 |
| Equity capital | 11,162,000 | 10,580,000 | 10,879,000 | 10,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,092,000 | 2,165,000 | 3,243,000 | 4,329,000 |
| Interest expense | 167,000 | 331,000 | 496,000 | 658,000 |
| Net interest income | 925,000 | 1,834,000 | 2,747,000 | 3,671,000 |
| Noninterest income | 269,000 | 520,000 | 697,000 | 973,000 |
| Noninterest expense | 854,000 | 1,741,000 | 2,625,000 | 3,522,000 |
| Provision for loan losses | 0 | 25,000 | 49,000 | 72,000 |
| Pretax income | 376,000 | 711,000 | 912,000 | 1,190,000 |
| Income tax | 17,000 | 38,000 | 60,000 | 51,000 |
| Net income | 359,000 | 673,000 | 852,000 | 1,139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,164,000 | 10,374,000 | 10,453,000 | 10,579,000 |
| Total capital | 11,072,000 | 11,259,000 | 11,343,000 | 11,495,000 |
| Risk-weighted assets | 73,291,000 | 70,768,000 | 71,127,000 | 73,289,000 |