Call reports 2012
GUTHRIE COUNTY STATE BANK — 2012
What GUTHRIE COUNTY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 117,644,000 | 117,330,000 | 116,580,000 | 117,714,000 |
| Total loans | 66,612,000 | 66,244,000 | 67,338,000 | 69,385,000 |
| Allowance for loan losses | 880,000 | 879,000 | 896,000 | 907,000 |
| Securities available for sale | 27,801,000 | 33,743,000 | 32,444,000 | 29,568,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,611,000 | 92,429,000 | 93,907,000 | 97,416,000 |
| Interest-bearing deposits | 79,849,000 | 79,322,000 | 79,734,000 | 79,917,000 |
| Noninterest-bearing deposits | 13,762,000 | 13,107,000 | 14,173,000 | 17,499,000 |
| Equity capital | 10,280,000 | 10,630,000 | 10,940,000 | 11,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,139,000 | 2,247,000 | 3,402,000 | 4,538,000 |
| Interest expense | 216,000 | 440,000 | 638,000 | 813,000 |
| Net interest income | 923,000 | 1,807,000 | 2,764,000 | 3,725,000 |
| Noninterest income | 203,000 | 491,000 | 886,000 | 1,121,000 |
| Noninterest expense | 752,000 | 1,569,000 | 2,608,000 | 3,465,000 |
| Provision for loan losses | 49,000 | 70,000 | 91,000 | 121,000 |
| Pretax income | 325,000 | 659,000 | 951,000 | 1,353,000 |
| Income tax | 21,000 | 42,000 | 63,000 | 60,000 |
| Net income | 304,000 | 617,000 | 888,000 | 1,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,295,000 | 9,509,000 | 9,680,000 | 9,966,000 |
| Total capital | 10,175,000 | 10,388,000 | 10,576,000 | 10,872,000 |
| Risk-weighted assets | 71,612,000 | 71,160,000 | 72,056,000 | 73,972,000 |