Call reports 2011
GUTHRIE COUNTY STATE BANK — 2011
What GUTHRIE COUNTY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 112,427,000 | 105,683,000 | 108,860,000 | 109,751,000 |
| Total loans | 60,725,000 | 61,655,000 | 63,768,000 | 67,128,000 |
| Allowance for loan losses | 1,153,000 | 893,000 | 850,000 | 828,000 |
| Securities available for sale | 30,120,000 | 32,005,000 | 27,059,000 | 28,542,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,969,000 | 83,748,000 | 86,152,000 | 85,594,000 |
| Interest-bearing deposits | 79,138,000 | 72,563,000 | 74,745,000 | 72,072,000 |
| Noninterest-bearing deposits | 11,831,000 | 11,185,000 | 11,407,000 | 13,522,000 |
| Equity capital | 8,523,000 | 9,245,000 | 9,984,000 | 10,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,053,000 | 2,151,000 | 3,360,000 | 4,398,000 |
| Interest expense | 270,000 | 481,000 | 702,000 | 923,000 |
| Net interest income | 783,000 | 1,670,000 | 2,658,000 | 3,475,000 |
| Noninterest income | -51,000 | 237,000 | 439,000 | 626,000 |
| Noninterest expense | 767,000 | 1,551,000 | 2,303,000 | 3,040,000 |
| Provision for loan losses | 178,000 | 178,000 | 185,000 | 233,000 |
| Pretax income | -213,000 | 178,000 | 879,000 | 1,098,000 |
| Income tax | -12,000 | 3,000 | 18,000 | 62,000 |
| Net income | -201,000 | 175,000 | 861,000 | 1,036,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,230,000 | 8,606,000 | 9,172,000 | 9,107,000 |
| Total capital | 9,056,000 | 9,421,000 | 10,019,000 | 9,935,000 |
| Risk-weighted assets | 65,771,000 | 65,123,000 | 67,736,000 | 70,160,000 |