Call reports 2018
PACIFIC COMMERCE BANK — 2018
What PACIFIC COMMERCE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Total assets | 565,417,000 | 552,359,000 |
| Total loans | 420,515,000 | 399,588,000 |
| Allowance for loan losses | 4,492,000 | 4,407,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 492,699,000 | 477,763,000 |
| Interest-bearing deposits | 235,707,000 | 206,836,000 |
| Noninterest-bearing deposits | 256,992,000 | 270,927,000 |
| Equity capital | 70,946,000 | 72,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Interest income | 7,058,000 | 13,758,000 |
| Interest expense | 411,000 | 876,000 |
| Net interest income | 6,647,000 | 12,882,000 |
| Noninterest income | 824,000 | 1,795,000 |
| Noninterest expense | 4,538,000 | 9,141,000 |
| Provision for loan losses | 725,000 | 640,000 |
| Pretax income | 2,208,000 | 4,896,000 |
| Income tax | 663,000 | 1,540,000 |
| Net income | 1,545,000 | 3,356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Tier 1 capital | 60,671,000 | 62,856,000 |
| Total capital | 65,267,000 | 67,368,000 |
| Risk-weighted assets | 460,768,000 | 434,648,000 |