Call reports 2017
PACIFIC COMMERCE BANK — 2017
What PACIFIC COMMERCE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 535,159,000 | 526,490,000 | 537,909,000 | 535,533,000 |
| Total loans | 424,741,000 | 407,807,000 | 424,617,000 | 432,967,000 |
| Allowance for loan losses | 3,455,000 | 3,459,000 | 3,561,000 | 3,763,000 |
| Securities available for sale | 22,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 468,105,000 | 457,736,000 | 467,349,000 | 464,587,000 |
| Interest-bearing deposits | 243,923,000 | 231,513,000 | 232,192,000 | 233,284,000 |
| Noninterest-bearing deposits | 224,182,000 | 226,223,000 | 235,157,000 | 231,303,000 |
| Equity capital | 65,301,000 | 66,938,000 | 68,599,000 | 69,289,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,996,000 | 11,934,000 | 18,083,000 | 24,234,000 |
| Interest expense | 258,000 | 547,000 | 865,000 | 1,214,000 |
| Net interest income | 5,738,000 | 11,387,000 | 17,218,000 | 23,020,000 |
| Noninterest income | 688,000 | 1,520,000 | 2,286,000 | 3,283,000 |
| Noninterest expense | 3,951,000 | 7,914,000 | 11,847,000 | 15,961,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 300,000 |
| Pretax income | 2,475,000 | 4,993,000 | 7,557,000 | 10,042,000 |
| Income tax | 1,023,000 | 2,066,000 | 3,131,000 | 5,069,000 |
| Net income | 1,452,000 | 2,927,000 | 4,426,000 | 4,973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,487,000 | 56,189,000 | 57,993,000 | 58,809,000 |
| Total capital | 58,020,000 | 59,718,000 | 61,624,000 | 62,656,000 |
| Risk-weighted assets | 446,982,000 | 431,631,000 | 438,167,000 | 451,990,000 |