Call reports 2016
PACIFIC COMMERCE BANK — 2016
What PACIFIC COMMERCE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 359,204,000 | 554,592,000 | 551,811,000 | 539,197,000 |
| Total loans | 307,562,000 | 456,653,000 | 442,061,000 | 423,394,000 |
| Allowance for loan losses | 3,156,000 | 3,182,000 | 3,493,000 | 3,436,000 |
| Securities available for sale | 212,000 | 186,000 | 126,000 | 74,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,571,000 | 448,625,000 | 479,109,000 | 458,445,000 |
| Interest-bearing deposits | 155,066,000 | 270,694,000 | 282,632,000 | 253,117,000 |
| Noninterest-bearing deposits | 131,505,000 | 177,931,000 | 196,477,000 | 205,328,000 |
| Equity capital | 43,327,000 | 58,880,000 | 62,106,000 | 63,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,956,000 | 8,662,000 | 15,385,000 | 21,608,000 |
| Interest expense | 201,000 | 472,000 | 800,000 | 1,102,000 |
| Net interest income | 3,755,000 | 8,190,000 | 14,585,000 | 20,506,000 |
| Noninterest income | 685,000 | 1,704,000 | 2,305,000 | 3,089,000 |
| Noninterest expense | 3,361,000 | 7,972,000 | 12,470,000 | 16,558,000 |
| Provision for loan losses | 0 | 0 | 250,000 | 250,000 |
| Pretax income | 1,079,000 | 1,922,000 | 4,170,000 | 6,787,000 |
| Income tax | 486,000 | 954,000 | 1,879,000 | 2,913,000 |
| Net income | 593,000 | 968,000 | 2,291,000 | 3,874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,369,000 | 47,585,000 | 50,593,000 | 52,983,000 |
| Total capital | 42,583,000 | 50,845,000 | 54,166,000 | 56,498,000 |
| Risk-weighted assets | 311,487,000 | 461,720,000 | 446,020,000 | 439,940,000 |