Call reports 2015
PACIFIC COMMERCE BANK — 2015
What PACIFIC COMMERCE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 220,337,000 | 348,385,000 | 349,546,000 | 353,290,000 |
| Total loans | 193,418,000 | 297,268,000 | 289,972,000 | 306,697,000 |
| Allowance for loan losses | 2,914,000 | 2,952,000 | 3,013,000 | 3,066,000 |
| Securities available for sale | 517,000 | 362,000 | 302,000 | 252,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,782,000 | 274,155,000 | 276,708,000 | 284,005,000 |
| Interest-bearing deposits | 136,236,000 | 188,554,000 | 177,092,000 | 171,572,000 |
| Noninterest-bearing deposits | 41,546,000 | 85,601,000 | 99,616,000 | 112,433,000 |
| Equity capital | 25,756,000 | 37,778,000 | 38,258,000 | 42,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,194,000 | 5,823,000 | 9,581,000 | 13,205,000 |
| Interest expense | 127,000 | 332,000 | 519,000 | 711,000 |
| Net interest income | 2,067,000 | 5,491,000 | 9,062,000 | 12,494,000 |
| Noninterest income | 211,000 | 696,000 | 1,352,000 | 2,341,000 |
| Noninterest expense | 1,960,000 | 5,734,000 | 9,233,000 | 12,441,000 |
| Provision for loan losses | -500,000 | -500,000 | -500,000 | -500,000 |
| Pretax income | 818,000 | 953,000 | 1,681,000 | 2,894,000 |
| Income tax | 284,000 | 435,000 | 817,000 | 1,343,000 |
| Net income | 534,000 | 518,000 | 864,000 | 1,551,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,036,000 | 33,143,000 | 33,652,000 | 38,782,000 |
| Total capital | 26,488,000 | 36,153,000 | 36,723,000 | 41,906,000 |
| Risk-weighted assets | 198,022,000 | 294,832,000 | 291,867,000 | 298,904,000 |