Call reports 2014
PACIFIC COMMERCE BANK — 2014
What PACIFIC COMMERCE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 187,093,000 | 207,124,000 | 209,213,000 | 217,780,000 |
| Total loans | 158,431,000 | 171,436,000 | 187,697,000 | 195,726,000 |
| Allowance for loan losses | 3,537,000 | 3,580,000 | 3,628,000 | 3,379,000 |
| Securities available for sale | 1,158,000 | 1,131,000 | 661,000 | 597,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,362,000 | 143,915,000 | 160,751,000 | 165,527,000 |
| Interest-bearing deposits | 109,321,000 | 108,939,000 | 125,161,000 | 130,239,000 |
| Noninterest-bearing deposits | 36,041,000 | 34,976,000 | 35,590,000 | 35,288,000 |
| Equity capital | 27,115,000 | 27,683,000 | 28,078,000 | 25,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,752,000 | 3,646,000 | 5,828,000 | 8,053,000 |
| Interest expense | 103,000 | 211,000 | 327,000 | 449,000 |
| Net interest income | 1,649,000 | 3,435,000 | 5,501,000 | 7,604,000 |
| Noninterest income | 145,000 | 484,000 | 772,000 | 886,000 |
| Noninterest expense | 1,816,000 | 3,776,000 | 5,605,000 | 7,516,000 |
| Provision for loan losses | -1,500,000 | -1,500,000 | -1,500,000 | -1,500,000 |
| Pretax income | 1,478,000 | 1,643,000 | 2,168,000 | 2,474,000 |
| Income tax | 587,000 | 347,000 | 563,000 | 730,000 |
| Net income | 891,000 | 1,296,000 | 1,605,000 | 1,744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,841,000 | 25,096,000 | 25,674,000 | 22,868,000 |
| Total capital | 26,852,000 | 27,288,000 | 28,079,000 | 25,361,000 |
| Risk-weighted assets | 159,351,000 | 173,958,000 | 191,162,000 | 198,522,000 |
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