Call reports 2012
PACIFIC COMMERCE BANK — 2012
What PACIFIC COMMERCE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 161,884,000 | 166,038,000 | 163,800,000 | 155,886,000 |
| Total loans | 112,184,000 | 110,435,000 | 114,707,000 | 116,312,000 |
| Allowance for loan losses | 5,350,000 | 4,981,000 | 5,047,000 | 4,704,000 |
| Securities available for sale | 18,943,000 | 21,614,000 | 19,868,000 | 10,939,000 |
| Securities held to maturity | 5,353,000 | 5,337,000 | 4,499,000 | 4,486,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,056,000 | 144,043,000 | 141,317,000 | 133,152,000 |
| Interest-bearing deposits | 107,965,000 | 112,770,000 | 111,037,000 | 102,140,000 |
| Noninterest-bearing deposits | 32,091,000 | 31,273,000 | 30,280,000 | 31,012,000 |
| Equity capital | 20,963,000 | 21,001,000 | 21,435,000 | 21,484,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,749,000 | 3,394,000 | 5,068,000 | 6,735,000 |
| Interest expense | 166,000 | 317,000 | 455,000 | 583,000 |
| Net interest income | 1,583,000 | 3,077,000 | 4,613,000 | 6,152,000 |
| Noninterest income | 399,000 | 781,000 | 917,000 | 1,114,000 |
| Noninterest expense | 1,664,000 | 3,375,000 | 4,895,000 | 6,552,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 318,000 | 483,000 | 635,000 | 909,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 318,000 | 483,000 | 635,000 | 909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,564,000 | 20,734,000 | 20,891,000 | 21,171,000 |
| Total capital | 22,058,000 | 22,249,000 | 22,417,000 | 22,679,000 |
| Risk-weighted assets | 115,602,000 | 117,627,000 | 118,561,000 | 117,426,000 |