Call reports 2022
ALMA BANK — 2022
What ALMA BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,319,644,000 | 1,295,406,000 | 1,304,562,000 | 1,363,586,000 |
| Total loans | 1,064,137,000 | 1,072,483,000 | 1,096,172,000 | 1,159,453,000 |
| Allowance for loan losses | 18,992,000 | 19,796,000 | 20,742,000 | 20,009,000 |
| Securities available for sale | 48,095,000 | 67,730,000 | 64,798,000 | 63,765,000 |
| Securities held to maturity | 26,610,000 | 25,876,000 | 25,163,000 | 24,619,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,163,853,000 | 1,140,399,000 | 1,148,367,000 | 1,199,237,000 |
| Interest-bearing deposits | 813,208,000 | 795,009,000 | 807,718,000 | 889,173,000 |
| Noninterest-bearing deposits | 350,645,000 | 345,389,000 | 340,648,000 | 310,064,000 |
| Equity capital | 133,794,000 | 134,946,000 | 136,376,000 | 139,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 12,366,000 | 25,136,000 | 38,836,000 | 53,701,000 |
| Interest expense | 1,106,000 | 2,302,000 | 3,954,000 | 6,742,000 |
| Net interest income | 11,260,000 | 22,834,000 | 34,882,000 | 46,959,000 |
| Noninterest income | 482,000 | 987,000 | 1,505,000 | 2,451,000 |
| Noninterest expense | 8,615,000 | 17,256,000 | 26,099,000 | 35,352,000 |
| Provision for loan losses | 750,000 | 1,500,000 | 2,250,000 | 3,000,000 |
| Pretax income | 2,377,000 | 5,065,000 | 8,038,000 | 11,058,000 |
| Income tax | 689,000 | 1,504,000 | 2,363,000 | 2,655,000 |
| Net income | 1,688,000 | 3,561,000 | 5,675,000 | 8,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 133,702,000 | 135,574,000 | 137,689,000 | 140,440,000 |
| Total capital | 146,891,000 | 149,069,000 | 151,500,000 | 154,843,000 |
| Risk-weighted assets | 1,048,991,000 | 1,072,972,000 | 1,097,631,000 | 1,146,298,000 |