Call reports 2018
ALMA BANK — 2018
What ALMA BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,076,468,000 | 1,119,671,000 | 1,160,052,000 | 1,142,209,000 |
| Total loans | 966,725,000 | 981,585,000 | 1,012,767,000 | 1,014,289,000 |
| Allowance for loan losses | 15,559,000 | 14,460,000 | 14,103,000 | 14,098,000 |
| Securities available for sale | 35,824,000 | 34,104,000 | 33,158,000 | 32,428,000 |
| Securities held to maturity | 1,396,000 | 2,116,000 | 2,076,000 | 2,019,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 899,132,000 | 921,567,000 | 941,441,000 | 903,941,000 |
| Interest-bearing deposits | 669,575,000 | 692,982,000 | 719,660,000 | 694,695,000 |
| Noninterest-bearing deposits | 229,556,000 | 228,584,000 | 221,781,000 | 209,246,000 |
| Equity capital | 110,987,000 | 115,773,000 | 116,887,000 | 117,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 11,419,000 | 23,514,000 | 35,957,000 | 48,666,000 |
| Interest expense | 2,187,000 | 4,800,000 | 7,846,000 | 11,238,000 |
| Net interest income | 9,232,000 | 18,714,000 | 28,111,000 | 37,428,000 |
| Noninterest income | 582,000 | 1,141,000 | 1,816,000 | 2,530,000 |
| Noninterest expense | 7,807,000 | 16,237,000 | 24,501,000 | 34,651,000 |
| Provision for loan losses | 700,000 | 875,000 | 1,475,000 | 2,075,000 |
| Pretax income | 1,307,000 | 2,743,000 | 3,951,000 | 3,232,000 |
| Income tax | 408,000 | 819,000 | 1,142,000 | 849,000 |
| Net income | 899,000 | 1,924,000 | 2,809,000 | 2,383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,865,000 | 115,660,000 | 116,849,000 | 117,426,000 |
| Total capital | 123,044,000 | 127,963,000 | 129,357,000 | 130,243,000 |
| Risk-weighted assets | 970,735,000 | 981,809,000 | 998,830,000 | 1,023,820,000 |