Call reports 2017
ALMA BANK — 2017
What ALMA BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,073,343,000 | 1,075,640,000 | 1,072,936,000 | 1,077,872,000 |
| Total loans | 927,909,000 | 918,431,000 | 938,910,000 | 944,378,000 |
| Allowance for loan losses | 16,597,000 | 16,820,000 | 15,015,000 | 14,814,000 |
| Securities available for sale | 41,511,000 | 40,719,000 | 39,778,000 | 36,936,000 |
| Securities held to maturity | 943,000 | 932,000 | 922,000 | 911,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 906,599,000 | 908,386,000 | 904,399,000 | 910,420,000 |
| Interest-bearing deposits | 676,820,000 | 688,475,000 | 669,064,000 | 678,802,000 |
| Noninterest-bearing deposits | 229,780,000 | 219,911,000 | 235,336,000 | 231,618,000 |
| Equity capital | 109,871,000 | 110,816,000 | 111,641,000 | 110,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 11,287,000 | 22,445,000 | 33,933,000 | 45,519,000 |
| Interest expense | 1,823,000 | 3,837,000 | 5,927,000 | 8,089,000 |
| Net interest income | 9,464,000 | 18,608,000 | 28,006,000 | 37,430,000 |
| Noninterest income | 893,000 | 1,695,000 | 2,485,000 | 3,256,000 |
| Noninterest expense | 7,758,000 | 15,702,000 | 23,143,000 | 31,041,000 |
| Provision for loan losses | 300,000 | 900,000 | 2,208,000 | 2,888,000 |
| Pretax income | 2,299,000 | 3,706,000 | 5,145,000 | 6,762,000 |
| Income tax | 920,000 | 1,456,000 | 2,000,000 | 4,696,000 |
| Net income | 1,379,000 | 2,250,000 | 3,145,000 | 2,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,602,000 | 110,350,000 | 111,179,000 | 110,039,000 |
| Total capital | 121,208,000 | 121,954,000 | 123,038,000 | 121,910,000 |
| Risk-weighted assets | 923,269,000 | 922,847,000 | 945,282,000 | 946,491,000 |