Call report 2015Q4
ALMA BANK — 2015Q4
The 22 measures ALMA BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,045,468,000 | USD | evidence → |
| Total loans | 877,999,000 | USD | evidence → |
| Allowance for loan losses | 14,085,000 | USD | evidence → |
| Securities available for sale | 61,201,000 | USD | evidence → |
| Securities held to maturity | 994,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 908,228,000 | USD | evidence → |
| Interest-bearing deposits | 682,269,000 | USD | evidence → |
| Noninterest-bearing deposits | 225,959,000 | USD | evidence → |
| Equity capital | 120,285,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 42,686,000 | USD | evidence → |
| Interest expense | 6,182,000 | USD | evidence → |
| Net interest income | 36,504,000 | USD | evidence → |
| Noninterest income | 3,914,000 | USD | evidence → |
| Noninterest expense | 30,059,000 | USD | evidence → |
| Provision for loan losses | 1,460,000 | USD | evidence → |
| Pretax income | 9,075,000 | USD | evidence → |
| Income tax | 3,597,000 | USD | evidence → |
| Net income | 5,478,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 119,653,000 | USD | evidence → |
| Total capital | 130,281,000 | USD | evidence → |
| Risk-weighted assets | 846,607,000 | USD | evidence → |