Call reports 2008
ALMA BANK — 2008
What ALMA BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 95,400,000 | 106,098,000 | 181,445,000 | 200,869,000 |
| Total loans | 29,737,000 | 59,952,000 | 103,595,000 | 122,869,000 |
| Allowance for loan losses | 300,000 | 650,000 | 950,000 | 1,250,000 |
| Securities available for sale | 31,839,000 | 35,832,000 | 36,143,000 | 38,900,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,339,000 | 60,410,000 | 134,828,000 | 154,123,000 |
| Interest-bearing deposits | 26,304,000 | 37,228,000 | 103,686,000 | 126,152,000 |
| Noninterest-bearing deposits | 22,035,000 | 23,182,000 | 31,142,000 | 27,971,000 |
| Equity capital | 46,762,000 | 45,108,000 | 45,507,000 | 46,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,021,000 | 2,291,000 | 4,296,000 | 6,920,000 |
| Interest expense | 213,000 | 419,000 | 1,069,000 | 2,066,000 |
| Net interest income | 808,000 | 1,872,000 | 3,227,000 | 4,854,000 |
| Noninterest income | 36,000 | 83,000 | 186,000 | 298,000 |
| Noninterest expense | 1,202,000 | 2,565,000 | 3,941,000 | 5,352,000 |
| Provision for loan losses | 200,000 | 550,000 | 850,000 | 1,150,000 |
| Pretax income | -539,000 | -1,120,000 | -1,318,000 | -1,280,000 |
| Income tax | 0 | 0 | 0 | 55,000 |
| Net income | -539,000 | -1,120,000 | -1,318,000 | -1,335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,804,000 | 46,223,000 | 46,025,000 | 46,008,000 |
| Total capital | 47,104,000 | 46,873,000 | 46,975,000 | 47,258,000 |
| Risk-weighted assets | 45,121,000 | 72,233,000 | 122,361,000 | 142,233,000 |
Machine access — free, no API key
Every figure shown here about ALMA BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.