Call reports 2016
PLAZA BANK — 2016
What PLAZA BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 65,551,000 | 74,850,000 | 65,443,000 | 72,898,000 |
| Total loans | 53,637,000 | 55,285,000 | 57,505,000 | 63,588,000 |
| Allowance for loan losses | 2,652,000 | 2,648,000 | 2,490,000 | 2,280,000 |
| Securities available for sale | 9,344,000 | 7,921,000 | 7,671,000 | 7,361,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,970,000 | 60,222,000 | 50,588,000 | 55,856,000 |
| Interest-bearing deposits | 42,455,000 | 44,182,000 | 36,768,000 | 42,072,000 |
| Noninterest-bearing deposits | 13,515,000 | 16,040,000 | 13,820,000 | 13,784,000 |
| Equity capital | 7,970,000 | 8,048,000 | 8,273,000 | 8,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 728,000 | 1,459,000 | 2,232,000 | 3,042,000 |
| Interest expense | 101,000 | 198,000 | 300,000 | 402,000 |
| Net interest income | 627,000 | 1,261,000 | 1,932,000 | 2,640,000 |
| Noninterest income | 360,000 | 490,000 | 559,000 | 594,000 |
| Noninterest expense | 956,000 | 1,672,000 | 2,341,000 | 3,004,000 |
| Provision for loan losses | 0 | 0 | -158,000 | -377,000 |
| Pretax income | 62,000 | 129,000 | 358,000 | 657,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 62,000 | 129,000 | 358,000 | 657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,925,000 | 7,998,000 | 8,165,000 | 8,477,000 |
| Total capital | 8,665,000 | 8,743,000 | 8,940,000 | 9,287,000 |
| Risk-weighted assets | 57,288,000 | 57,670,000 | 60,261,000 | 63,298,000 |