Call reports 2015
PLAZA BANK — 2015
What PLAZA BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 74,631,000 | 72,419,000 | 74,506,000 | 70,678,000 |
| Total loans | 49,341,000 | 50,024,000 | 52,949,000 | 54,060,000 |
| Allowance for loan losses | 3,147,000 | 3,153,000 | 2,752,000 | 2,760,000 |
| Securities available for sale | 15,828,000 | 14,682,000 | 12,373,000 | 11,998,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,567,000 | 62,848,000 | 65,069,000 | 61,440,000 |
| Interest-bearing deposits | 53,904,000 | 52,058,000 | 50,148,000 | 47,339,000 |
| Noninterest-bearing deposits | 10,663,000 | 10,790,000 | 14,921,000 | 14,101,000 |
| Equity capital | 8,554,000 | 8,154,000 | 7,949,000 | 7,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 702,000 | 1,378,000 | 2,082,000 | 2,786,000 |
| Interest expense | 133,000 | 260,000 | 375,000 | 482,000 |
| Net interest income | 569,000 | 1,118,000 | 1,707,000 | 2,304,000 |
| Noninterest income | 164,000 | 183,000 | 208,000 | 240,000 |
| Noninterest expense | 874,000 | 1,821,000 | 2,689,000 | 3,415,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -120,000 | -496,000 | -738,000 | -835,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -120,000 | -496,000 | -738,000 | -835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,538,000 | 8,154,000 | 7,945,000 | 7,858,000 |
| Total capital | 9,214,000 | 8,871,000 | 8,665,000 | 8,590,000 |
| Risk-weighted assets | 51,627,000 | 54,974,000 | 55,596,000 | 56,511,000 |