Call reports 2014
PLAZA BANK — 2014
What PLAZA BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 79,426,000 | 81,535,000 | 80,211,000 | 70,931,000 |
| Total loans | 58,608,000 | 54,388,000 | 52,526,000 | 50,939,000 |
| Allowance for loan losses | 3,269,000 | 3,032,000 | 2,958,000 | 3,146,000 |
| Securities available for sale | 7,686,000 | 13,498,000 | 17,276,000 | 15,586,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,438,000 | 70,896,000 | 69,787,000 | 60,836,000 |
| Interest-bearing deposits | 65,057,000 | 63,203,000 | 59,905,000 | 52,265,000 |
| Noninterest-bearing deposits | 7,381,000 | 7,693,000 | 9,882,000 | 8,571,000 |
| Equity capital | 5,289,000 | 9,054,000 | 8,875,000 | 8,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 832,000 | 1,747,000 | 2,546,000 | 3,298,000 |
| Interest expense | 157,000 | 321,000 | 480,000 | 627,000 |
| Net interest income | 675,000 | 1,426,000 | 2,066,000 | 2,671,000 |
| Noninterest income | 22,000 | 50,000 | 76,000 | 38,000 |
| Noninterest expense | 1,118,000 | 1,987,000 | 2,823,000 | 3,678,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -421,000 | -511,000 | -681,000 | -915,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -421,000 | -511,000 | -681,000 | -915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,272,000 | 9,051,000 | 8,881,000 | 8,626,000 |
| Total capital | 6,009,000 | 9,749,000 | 9,579,000 | 9,304,000 |
| Risk-weighted assets | 56,344,000 | 53,480,000 | 53,522,000 | 51,696,000 |