Call reports 2013
PLAZA BANK — 2013
What PLAZA BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 96,356,000 | 85,030,000 | 82,015,000 | 75,108,000 |
| Total loans | 66,875,000 | 65,217,000 | 62,843,000 | 61,330,000 |
| Allowance for loan losses | 3,448,000 | 3,527,000 | 3,551,000 | 3,269,000 |
| Securities available for sale | 12,926,000 | 11,387,000 | 11,128,000 | 8,825,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,781,000 | 77,054,000 | 74,362,000 | 67,892,000 |
| Interest-bearing deposits | 67,186,000 | 65,810,000 | 61,874,000 | 57,971,000 |
| Noninterest-bearing deposits | 20,595,000 | 11,244,000 | 12,488,000 | 9,921,000 |
| Equity capital | 6,702,000 | 6,318,000 | 6,066,000 | 5,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,005,000 | 1,927,000 | 2,792,000 | 3,653,000 |
| Interest expense | 186,000 | 365,000 | 537,000 | 695,000 |
| Net interest income | 819,000 | 1,562,000 | 2,255,000 | 2,958,000 |
| Noninterest income | 121,000 | 231,000 | 286,000 | 306,000 |
| Noninterest expense | 1,164,000 | 2,282,000 | 3,316,000 | 4,381,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -224,000 | -489,000 | -775,000 | -1,117,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -224,000 | -489,000 | -775,000 | -1,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,588,000 | 6,322,000 | 6,037,000 | 5,699,000 |
| Total capital | 7,439,000 | 7,126,000 | 6,830,000 | 6,475,000 |
| Risk-weighted assets | 65,451,000 | 61,569,000 | 61,019,000 | 59,512,000 |