Call reports 2010
PLAZA BANK — 2010
What PLAZA BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 127,977,000 | 115,387,000 | 112,929,000 | 111,783,000 |
| Total loans | 86,230,000 | 85,112,000 | 82,724,000 | 83,300,000 |
| Allowance for loan losses | 3,258,000 | 3,264,000 | 2,600,000 | 3,328,000 |
| Securities available for sale | 11,969,000 | 12,715,000 | 11,403,000 | 13,842,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,354,000 | 102,602,000 | 99,031,000 | 98,043,000 |
| Interest-bearing deposits | 107,715,000 | 95,507,000 | 90,911,000 | 88,480,000 |
| Noninterest-bearing deposits | 7,639,000 | 7,095,000 | 8,120,000 | 9,563,000 |
| Equity capital | 9,442,000 | 9,634,000 | 10,889,000 | 10,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,585,000 | 3,168,000 | 4,742,000 | 6,278,000 |
| Interest expense | 513,000 | 998,000 | 1,435,000 | 1,867,000 |
| Net interest income | 1,072,000 | 2,170,000 | 3,307,000 | 4,411,000 |
| Noninterest income | 50,000 | 103,000 | 146,000 | 3,000 |
| Noninterest expense | 1,085,000 | 2,120,000 | 3,122,000 | 4,291,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,120,000 |
| Pretax income | 37,000 | 153,000 | 331,000 | -997,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 37,000 | 153,000 | 331,000 | -997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,320,000 | 9,448,000 | 10,718,000 | 9,977,000 |
| Total capital | 10,483,000 | 10,587,000 | 11,829,000 | 11,062,000 |
| Risk-weighted assets | 90,957,000 | 89,013,000 | 87,401,000 | 86,616,000 |