Call reports 2009
PLAZA BANK — 2009
What PLAZA BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 94,423,000 | 109,563,000 | 119,694,000 | 124,768,000 |
| Total loans | 82,819,000 | 89,495,000 | 95,516,000 | 91,070,000 |
| Allowance for loan losses | 1,715,000 | 5,461,000 | 3,628,000 | 3,665,000 |
| Securities available for sale | 8,259,000 | 8,572,000 | 10,123,000 | 11,651,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,069,000 | 93,813,000 | 107,022,000 | 112,179,000 |
| Interest-bearing deposits | 68,110,000 | 87,792,000 | 99,794,000 | 105,597,000 |
| Noninterest-bearing deposits | 3,959,000 | 6,021,000 | 7,228,000 | 6,582,000 |
| Equity capital | 14,085,000 | 9,270,000 | 9,277,000 | 9,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,324,000 | 2,804,000 | 4,379,000 | 6,056,000 |
| Interest expense | 565,000 | 1,147,000 | 1,747,000 | 2,317,000 |
| Net interest income | 759,000 | 1,657,000 | 2,632,000 | 3,739,000 |
| Noninterest income | 49,000 | -753,000 | -703,000 | -645,000 |
| Noninterest expense | 1,104,000 | 2,185,000 | 3,259,000 | 4,303,000 |
| Provision for loan losses | 300,000 | 4,100,000 | 4,100,000 | 4,100,000 |
| Pretax income | -596,000 | -5,381,000 | -5,430,000 | -5,309,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -596,000 | -5,381,000 | -5,430,000 | -5,309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,937,000 | 9,167,000 | 9,135,000 | 9,271,000 |
| Total capital | 15,048,000 | 10,370,000 | 10,395,000 | 10,429,000 |
| Risk-weighted assets | 88,332,000 | 92,022,000 | 98,461,000 | 93,806,000 |