Call reports 2008
PLAZA BANK — 2008
What PLAZA BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 78,127,000 | 82,874,000 | 84,203,000 | 89,329,000 |
| Total loans | 60,690,000 | 70,070,000 | 70,413,000 | 74,585,000 |
| Allowance for loan losses | 809,000 | 1,020,000 | 883,000 | 1,448,000 |
| Securities available for sale | 10,766,000 | 10,097,000 | 9,847,000 | 8,676,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,489,000 | 58,477,000 | 59,109,000 | 69,046,000 |
| Interest-bearing deposits | 55,830,000 | 54,872,000 | 54,825,000 | 64,175,000 |
| Noninterest-bearing deposits | 3,659,000 | 3,605,000 | 4,284,000 | 4,871,000 |
| Equity capital | 16,938,000 | 16,131,000 | 15,725,000 | 14,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,257,000 | 2,439,000 | 3,719,000 | 5,007,000 |
| Interest expense | 660,000 | 1,292,000 | 1,941,000 | 2,589,000 |
| Net interest income | 597,000 | 1,147,000 | 1,778,000 | 2,418,000 |
| Noninterest income | 34,000 | 76,000 | 109,000 | 148,000 |
| Noninterest expense | 1,060,000 | 2,115,000 | 3,171,000 | 4,262,000 |
| Provision for loan losses | 163,000 | 374,000 | 477,000 | 1,273,000 |
| Pretax income | -592,000 | -1,266,000 | -1,761,000 | -2,969,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -592,000 | -1,266,000 | -1,761,000 | -2,969,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,837,000 | 16,186,000 | 15,708,000 | 14,517,000 |
| Total capital | 17,646,000 | 17,130,000 | 16,591,000 | 15,522,000 |
| Risk-weighted assets | 67,410,000 | 75,431,000 | 76,948,000 | 79,960,000 |