Call reports 2025
AMORY FIRST SAVINGS AND LOAN BANK, SSB — 2025
What AMORY FIRST SAVINGS AND LOAN BANK, SSB reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 71,642,000 | 71,875,000 | 75,290,000 | 75,512,000 |
| Total loans | 53,049,000 | 56,486,000 | 59,305,000 | 60,581,000 |
| Allowance for loan losses | 532,000 | 532,000 | 597,000 | 597,000 |
| Securities available for sale | 9,235,000 | 8,557,000 | 7,383,000 | 6,425,000 |
| Securities held to maturity | 4,220,000 | 4,122,000 | 3,122,000 | 2,122,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,830,000 | 61,414,000 | 65,299,000 | 65,504,000 |
| Interest-bearing deposits | 61,830,000 | 61,414,000 | 65,299,000 | 65,504,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 9,632,000 | 9,656,000 | 9,784,000 | 9,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 886,000 | 1,797,000 | 2,758,000 | 3,787,000 |
| Interest expense | 482,000 | 962,000 | 1,473,000 | 1,981,000 |
| Net interest income | 404,000 | 835,000 | 1,285,000 | 1,806,000 |
| Noninterest income | 3,000 | 45,000 | 47,000 | 36,000 |
| Noninterest expense | 345,000 | 832,000 | 1,132,000 | 1,542,000 |
| Provision for loan losses | 0 | 0 | 65,000 | 65,000 |
| Pretax income | 62,000 | 57,000 | 144,000 | 244,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 62,000 | 57,000 | 144,000 | 244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,849,000 | 9,883,000 | 9,905,000 | 10,018,000 |