Call reports 2023
AMORY FIRST SAVINGS AND LOAN BANK, SSB — 2023
What AMORY FIRST SAVINGS AND LOAN BANK, SSB reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 73,614,000 | 74,719,000 | 78,715,000 | 76,485,000 |
| Total loans | 42,985,000 | 45,212,000 | 48,010,000 | 47,606,000 |
| Allowance for loan losses | 518,000 | 532,000 | 542,000 | 554,000 |
| Securities available for sale | 15,196,000 | 14,380,000 | 14,380,000 | 13,669,000 |
| Securities held to maturity | 4,663,000 | 4,664,000 | 4,665,000 | 4,666,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,072,000 | 64,182,000 | 65,188,000 | 64,600,000 |
| Interest-bearing deposits | 63,072,000 | 64,182,000 | 65,188,000 | 64,600,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 10,341,000 | 10,327,000 | 10,296,000 | 9,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 690,000 | 1,538,000 | 2,375,000 | 3,227,000 |
| Interest expense | 297,000 | 648,000 | 1,068,000 | 1,583,000 |
| Net interest income | 393,000 | 890,000 | 1,307,000 | 1,644,000 |
| Noninterest income | 1,000 | 5,000 | 12,000 | 13,000 |
| Noninterest expense | 368,000 | 792,000 | 1,213,000 | 2,963,000 |
| Provision for loan losses | 11,000 | 25,000 | 38,000 | 50,000 |
| Pretax income | 15,000 | 78,000 | 68,000 | -1,356,000 |
| Income tax | 0 | 0 | 0 | 7,000 |
| Net income | 15,000 | 78,000 | 68,000 | -1,363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,878,000 | 10,941,000 | 10,930,000 | 9,507,000 |