Call reports 2022
AMORY FIRST SAVINGS AND LOAN BANK, SSB — 2022
What AMORY FIRST SAVINGS AND LOAN BANK, SSB reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 76,248,000 | 74,306,000 | 71,228,000 | 71,883,000 |
| Total loans | 40,989,000 | 41,960,000 | 41,238,000 | 41,992,000 |
| Allowance for loan losses | 398,000 | 398,000 | 398,000 | 398,000 |
| Securities available for sale | 6,833,000 | 6,679,000 | 8,219,000 | 12,277,000 |
| Securities held to maturity | 4,766,000 | 4,767,000 | 4,769,000 | 4,770,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,611,000 | 63,664,000 | 60,706,000 | 61,358,000 |
| Interest-bearing deposits | 65,611,000 | 63,664,000 | 60,706,000 | 61,358,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 10,469,000 | 10,452,000 | 10,308,000 | 10,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 511,000 | 1,049,000 | 1,647,000 | 2,265,000 |
| Interest expense | 91,000 | 180,000 | 259,000 | 412,000 |
| Net interest income | 420,000 | 869,000 | 1,388,000 | 1,853,000 |
| Noninterest income | 3,000 | 3,000 | 5,000 | 12,000 |
| Noninterest expense | 372,000 | 719,000 | 1,114,000 | 1,555,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 51,000 | 153,000 | 279,000 | 310,000 |
| Income tax | 11,000 | 10,000 | 10,000 | 66,000 |
| Net income | 40,000 | 143,000 | 269,000 | 244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,767,000 | 10,871,000 | 10,993,000 | 10,972,000 |