Call reports 2021
AMORY FIRST SAVINGS AND LOAN BANK, SSB — 2021
What AMORY FIRST SAVINGS AND LOAN BANK, SSB reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 78,807,000 | 78,902,000 | 78,700,000 | 77,523,000 |
| Total loans | 45,374,000 | 44,695,000 | 43,838,000 | 42,097,000 |
| Allowance for loan losses | 461,000 | 451,000 | 451,000 | 398,000 |
| Securities available for sale | 0 | 0 | 1,315,000 | 5,508,000 |
| Securities held to maturity | 3,393,000 | 3,393,000 | 2,893,000 | 4,872,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,140,000 | 68,165,000 | 67,899,000 | 66,677,000 |
| Interest-bearing deposits | 68,140,000 | 68,165,000 | 67,899,000 | 66,677,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 10,514,000 | 10,594,000 | 10,650,000 | 10,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 537,000 | 1,090,000 | 1,609,000 | 2,127,000 |
| Interest expense | 180,000 | 324,000 | 439,000 | 538,000 |
| Net interest income | 357,000 | 766,000 | 1,170,000 | 1,589,000 |
| Noninterest income | 3,000 | -18,000 | -16,000 | -13,000 |
| Noninterest expense | 374,000 | 719,000 | 1,065,000 | 1,463,000 |
| Provision for loan losses | 90,000 | 90,000 | 90,000 | 35,000 |
| Pretax income | -104,000 | -61,000 | -1,000 | 78,000 |
| Income tax | 0 | 0 | 0 | 6,000 |
| Net income | -104,000 | -61,000 | -1,000 | 72,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,514,000 | 10,594,000 | 10,654,000 | 10,727,000 |
| Total capital | 10,960,000 | 11,002,000 | 11,054,000 | — |
| Risk-weighted assets | 35,682,000 | 32,621,000 | 31,976,000 | — |