Call reports 2020
AMORY FIRST SAVINGS AND LOAN BANK, SSB — 2020
What AMORY FIRST SAVINGS AND LOAN BANK, SSB reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 80,312,000 | 80,580,000 | 79,638,000 | 78,143,000 |
| Total loans | 53,931,000 | 51,851,000 | 50,099,000 | 47,693,000 |
| Allowance for loan losses | 455,000 | 455,000 | 455,000 | 454,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,683,000 | 3,683,000 | 3,498,000 | 2,498,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,633,000 | 69,950,000 | 68,947,000 | 67,370,000 |
| Interest-bearing deposits | 69,633,000 | 69,950,000 | 68,947,000 | 67,370,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 10,499,000 | 10,452,000 | 10,429,000 | 10,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 686,000 | 1,309,000 | 1,903,000 | 2,497,000 |
| Interest expense | 342,000 | 656,000 | 930,000 | 1,160,000 |
| Net interest income | 344,000 | 653,000 | 973,000 | 1,337,000 |
| Noninterest income | 4,000 | 9,000 | 23,000 | 27,000 |
| Noninterest expense | 411,000 | 755,000 | 1,112,000 | 1,397,000 |
| Provision for loan losses | 21,000 | 38,000 | 38,000 | 38,000 |
| Pretax income | -84,000 | -131,000 | -154,000 | -71,000 |
| Income tax | 0 | 0 | 0 | -106,000 |
| Net income | -84,000 | -131,000 | -154,000 | 35,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,499,000 | 10,452,000 | 10,429,000 | 10,619,000 |
| Total capital | 10,954,000 | 10,899,000 | 10,866,000 | 11,032,000 |
| Risk-weighted assets | 36,759,000 | 35,827,000 | 35,000,000 | 33,065,000 |